|Ninja 250XR, 2006 model.|
Since moving to New Orleans, I had to change companies. Now that I've lived here one year, I'm getting some kind of discount for staying with the same company. I don't recall that ever happening in Boston, though it did occur in Connecticut. Massachusetts' insurance market is overly complicated and over-regulated.
I also got a reduction in my annual rate because I've changed my address. Who knew that Greater Treme is considered a lesser risk than parking in the Lower Garden District every day. That saved me $35 per year.
I wanted to update my coverage for roadside assistance. I haven't needed it in the past three years, but like any other insurance, you hate to pay for it until you need it. I worry about getting stranded with a flat tire. The agent offered me trip insurance, some kind of payment if I'm stranded a hundred miles or more from home base. That's when I really worry, so I said okay. Roadside assistance was an extra $10 a year. Trip insurance: an extra $5. Fifteen dollars seems a reasonable price for peace of mind.
Total cost for a year's worth of insurance came to a whopping $77.00. I didn't finance it, but paid in full.
Now I'm ready to ride for another 365 days.